Let's see now, 6 months after April would be ...

Senate Republican leadership worked to keep the Bankruptcy Reform Act largely free of amendments because the House Republican leadership vowed quick action on the legislation if it was passed in a form that reflected previous consensus on key issues. In January 2004 the House approved similar legislation. A vote is most probable in early April shortly after Congress returns from recess. This would clear the way for President Bush to sign the measure. It will become law six months thereafter.

(Ed. Note: Consumer Bankruptcy practitioners should find another job by October 2005. Applications are now being taken by credit counselling agencies. Starting pay is minimum wage, but you get dental if you stay for 6 months. Good luck everybody!)